Financial Depot LLC is proudly partnered with Cross State Financial Group LLC, a Registered Investment Advisor. Cross State partners with independent advisors throughout the country, each serving its own exclusive clientele.
Founded in 2015 and with over 110 years combined investment industry experience, the team of Cross State Financial Group advisors work with individual, trust company, small business, and non-profit entity clients. In addition to serving its own advisory clients, Cross State provides compliance, billing, and logistical support for Investment Advisor Representatives, including the team at Financial Depot.
All of the Cross State independent advisors build customized strategies to meet their client’s financial needs and goals. As a team, they share their own specialized backgrounds in tax planning, insurance, trust administration, and retirement plan options for small businesses with each other. This collaboration affords all clients of Cross State Financial Group a source of diverse knowledge rarely found in even the largest of financial services firms.
Your Cross State Financial Group Team offers a wide variety of investment vehicles:
This list is meant to provide a sample of investments that may be offered and is not intended to be an exclusive list, nor a solicitation to purchase any referenced investment.
Cross State Financial Group LLC was founded by a team that began working together in 2003. With over 60 years combined investment industry experience the team works with individuals, small businesses and non-profit entity clients to plan for the financial future and unexpected events,
Customized strategies are built to meet each client’s financial needs and goals using our extensive backgrounds in tax planning insurance, retirement plan options for small businesses and pre-retirement financial preparedness.
During long-term relationships with our clients, diversified portfolios create family legacies and support long-standing non-profit entities in their role of financial assistance throughout their communities.
Steve has worked in financial services since 1976. Over the years he has taken time to expand his knowledge to be prepared to offer advice on retirement plans, insurance annuities and in the matters of tax planning.
Always mindful of bettering the industry for future generations, Steve has volunteered many hours serving on the District 3 committee for FINRA and on advisor committees for broker-dealers with whom he’s been registered.
Steve earned his B. S. in Business with an emphasis in Accounting from what is now known as Montana State University at Billings. He and his wife Sharon have called Albuquerque home since 1987: they are blessed with two daughters, a son, and two grandchildren
Dani began working with clients seeking financial services in 1997, Her background in mortgage lending helps her to guide with broad perspective when she is assisting clients in the process of creating personalized long-term financial plans.
Since she started working with Steve in 2003, Danis specialization has been in building portfolio allocations and providing premiere customer service,
Dani earned her B. S. in Business with a minor in Accounting from what is now known as Western State Colorado University. She and her husband Gunnar a Santa Fe native, have lived in Albuquerque since 2003, and are blessed with a busy elementary-aged son
Monique joined Cross State Financial Group in 2015 as a Service Assistant Her background in Administrative Services and Case Management coupled with her enthusiastic personality makes her the perfect compliment to the team.
Monique earned her B. A. in Psychology with honors from New Mexico State University. She is an Albuquerque-native, and when she is not taking care of clients account servicing needs she enjoys spending time with her mid-school age boys and family attending and participating in athletic activities
Cross State Financial has locations throughout the country, each serving it’s own exclusive clientele. While all of the locations help their clients with personalized financial plans, they serve as resources for one another and work as a team
All Cross State Financial advisors use TD Ameritrade’s Institutional platform for the custodian of clients investments. TD Ameritrade generates all of the account statements and tax forms for clients.
The composite return is taken from current clients’ accounts and is believed to be accurate. The returns presented are net of all adviser fees and include the reinvestment of dividends and income. Investors may also incur other transaction costs such as brokerage commissions, custodial costs, and other expenses. The net compounded impact of the deduction of such fees over time will be affected by the amount of the fees, the time period, and the investment performance. THE DATA SHOWN REPRESENTS PAST PERFORMANCE AND IS NO GUARANTEE OF FUTURE RESULTS. NO CURRENT OR PROSPECTIVE CLIENT SHOULD ASSUME THAT FUTURE PERFORMANCE RESULTS WILL BE PROFITABLE OR EQUAL TO THE PERFORMANCE PRESENTED HEREIN. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable. The value of an investment may be affected by a variety of factors, including economic and political developments, interest rates, and issuer-specific events. Performance records of any accounts and composites presented herein reflect the particular guidelines, cash flows, and timing considerations applicable to that account or group of accounts. Careful consideration should be given to the potential differences between any account opened in consideration of the information contained in this presentation and the results of any accounts shown herein. The returns were prepared internally by Financial Depot and are unaudited. Tracking and calculating investment performance is cumbersome. Financial Depot puts forth its best effort when calculating performance. This notwithstanding, mistakes can be made. Financial Depot reserves the right to change previously reported performance numbers without notification and free from liability should the firm discover a computational mistake that leads to a change in previously reported performance. Contact Financial Depot for the firm’s most up-to-date investment performance data.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Cross State Financial Group, LLC, and our editorial staff. The material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation.
Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former Clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
Investment Advisory Services are offered through Cross State Financial Group LLC – An SEC Registered Investment Advisory Firm.
Securities are offered by Registered Representative Steve Iversen through Crown Capital Securities, L.P. member FINRA/SIPC.
Cross State Financial Group LLC and Crown Capital Securities, L.P. are not affiliated companies.